Register company View software Join as merchant
Microfinance and cooperative software POS, hotel, HR, hospital and school tools Setup support through verified merchants Company onboarding tracked properly AI insights for smarter decisions
Merchant income tracker
Commission dashboard preview
Live
Maximum merchant commission 35% on onboarded companies
Assigned companies32
Active plans24
Target levelElite
Potential winsBonuses
Company signup link https://sentrabank.newkipp.com/register-company?merchant=your-code
Get verified as a NewKipp representative.
Receive assigned companies or bring your own leads.
Onboard them and earn after subscription payment.
CommissionUp to 35%
Assigned workOnboarding
RewardsAwards + gifts
AI powered

Smarter insights. Better decisions.

Leverage the power of AI for credit scoring, risk analysis, trend prediction, fraud detection, and clearer operational guidance across NewKipp software.

Automated insight summaries Early warning signals Faster decisions
Credit scoring Score borrowers with repayment history, savings behavior, KYC quality, and activity patterns.
Risk analysis Spot overdue pressure, weak portfolios, high-risk customers, and branches needing attention.
Trend prediction Forecast collections, deposits, member growth, bill usage, and product demand.
Fraud detection Flag unusual transfers, repeated failed attempts, suspicious account activity, and duplicate patterns.
Software marketplace

One merchant program for all NewKipp business software.

Merchants can promote and onboard companies into each software brand from one portal, while every link carries the merchant code for tracking.

Microfinance / Cooperative

Microfinance & Cooperative

Manage members, savings, loans, repayments, investments, bill payments, and reports.

Sell this product Point of Sale

Point of Sale

Retail POS for sales, inventory, receipts, staff, branches, and daily cash reports.

Sell this product Hotel Management

Hotel Management

Run bookings, rooms, guests, restaurant orders, payments, and occupancy reports.

Sell this product HR / Payroll

HR & Payroll

Manage staff records, attendance, payroll, leave, departments, and HR reports.

Sell this product Hospital / Clinic

Hospital & Clinic

Patient registration, appointments, billing, pharmacy, lab, and clinical records.

Sell this product
How it works

Flexible work you can do in your state while earning from real business setup.

Verified merchants serve as NewKipp representatives. You can work alongside other things, receive companies in your area, help them start using the software, and track commissions, renewals, targets, and bonuses from your portal.

Sign up as a representative

Create your merchant account, complete KYC, and get approved to represent NewKipp in your area.

Get trained and supported

No technical expertise is required. NewKipp provides training, support, and materials to help you speak confidently.

Get companies assigned

We can assign companies in your location or coverage area, and you can also bring your own business owners.

Earn commission

Onboarding, shared work, and company subscriptions are tracked with clear commission records.

Merchant income

Multiple income streams for every active merchant.

As a NewKipp merchant, you can earn income from companies you onboard, platform service usage, referred merchants, and performance rewards.

Apply as merchant
Subscription incomeUp to 35%Income from companies you bring and onboard
Bank account incomeSharedIncome from eligible account transactions
Bill payment incomeAirtime + dataIncome from airtime, data, electricity, TV, and internet usage
Notification incomeSMS + WhatsAppIncome from eligible paid SMS and WhatsApp activity
Merchant referral income10%Income from clients your referred merchants bring and onboard
Target incomeRewardsBonuses, awards, wins, and gifts for performance
Representative work

We give merchants a clear job: represent NewKipp and onboard companies well.

You are not just sharing a link. You become a trusted field partner who helps companies understand the software, register, complete setup, and start operating confidently.

Represent NewKipp

Act as a local company representative with your own portal, links, assignments, and support workflow.

Work your location

Your country, state, city, and coverage area help us know which companies to assign to you.

Guide onboarding

Help companies register, choose a plan, complete payment, and understand their first setup steps.

Grow your income

The more companies you activate and support, the stronger your commission, target progress, and rewards.

Levels and incentives

Give merchants a reason to keep winning.

Merchants can grow through levels, chase monthly targets, unlock bonuses, earn recognition, and qualify for gifts as they onboard paying companies.

Starter Level path Targets shown inside merchant portal

Get your links, sales materials, and dashboard access.

Builder Level path Targets shown inside merchant portal

Build steady company conversations and follow-up routines.

Growth Level path Targets shown inside merchant portal

Unlock priority support, campaign pushes, and recognition.

Leader Level path Targets shown inside merchant portal

Compete for awards, bonuses, and higher-value opportunities.

Elite Level path Targets shown inside merchant portal

Stand out as a top merchant with premium rewards and gifts.

Monthly targets

Set company onboarding targets and track progress toward bonus eligibility.

Performance bonuses

Reward merchants who hit monthly, quarterly, or campaign-specific growth goals.

Awards and wins

Recognize top merchants with badges such as Merchant of the Month and Top Closer.

Gifts and rewards

Offer airtime, data, branded items, event tickets, cash gifts, or special bonuses.

Merchant tools

Everything merchants need to onboard and refer confidently.

Personal landing page

A shareable page for each active merchant with strong sales copy and registration CTA.

Merchant dashboard

Track assigned companies, active subscriptions, levels, targets, pending commission, and paid commission.

Merchant verification

Complete KYC, receive approval, get company assignments, and track payout status.

Multi-software catalog

Sell microfinance, POS, hotel, HR, hospital, school, and other software brands from one portal.

Subscription commission

Commission is generated from approved subscription payments and renewals.

Bank account earnings

Earn from eligible bank account activity from connected companies.

Bill payment earnings

Earn from eligible airtime, data, electricity, TV, and internet transactions.

Notification earnings

Earn from eligible SMS and WhatsApp usage by connected companies.

Merchant referral

Refer another merchant and earn 10% from clients they bring and onboard, excluding assigned companies.

Growth incentives

Levels, target bonuses, awards, wins, gifts, and special recognition keep merchants motivated.

FAQ

Built for serious onboarding partners.

Merchants can work with schools, cooperatives, community lenders, churches, market associations, and finance operators across Nigeria.

Become a merchant WhatsApp

Yes. They can register, log in, complete KYC, and see their merchant dashboard. Commission earning starts after profile approval.

Yes. A company can be assigned to one or more merchants, with commission shares set by NewKipp.

Qualified merchants can earn up to 35% from subscription activity, plus eligible earnings from bank accounts, bill payments, SMS, WhatsApp, merchant referrals, and target rewards.

Commission can be created when approved subscription payments, eligible platform service usage, or approved merchant referral activity is recorded.

Yes. Merchant referral earns 10% from the clients that your referred merchant brings and onboards. It does not apply to companies NewKipp assigns to that merchant.

The program can include levels, monthly targets, bonuses, awards, wins, gifts, priority lead assignment, and recognition for top performers.

Yes. Every active merchant gets a personalized public landing page, an onboarding link, and a referral link.